I have found myself going almost 100% cashless over the last 5 years or so. No particular reason other than the fact that it's just so much more convenient. The problem is that it makes me spend more. If I go to a gas station to get a cup of coffee, I find myself picking up snack items just because I don't want to run the card for $1.30...so, I'll spend 3 or 4 bucks.
The smarter thing to do is use a credit card if you don't want to use cash. For one thing, it makes you pay more attention to what you're spending when you have to pay that bill at the end of every month. It's probably more secure also.
__________________
Greg Reid
Palmetto, Georgia
 
|