When I purchased my '69 Firebird about six years ago, I checked prices with Hagerty and some other collector car insurance companies. I then decided to check with my agent who handles my home and auto. The cost was slightly less than Hagerty. I live in Ohio so I had him figure 6 months of full coverage, and 6 months of fire and theft. I gave him a stated value. A few days later, someone from the company came to look at the car and take pictures. They agreed the value was fair and the stated value actually increases every year. I am not saying one is better than the other, but it's worth it to make the comparison. Sometimes because of the home and auto discount, plus multi car discount, it may save you some money.
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