[Old Blue 66]

Originally Posted by iowapub

And old blue was a used car salesman, he must be right. I could never buy at wholesale and sell at retail, that's way too complicated. He even knew the red Cherokee was damaged in the rear, where the photo didn't show. Typical, your car is crap, MY used car has been checked out and it is safe and reliable........wtf?

FRom the thread "What happens to clunker cars"

I said

Did they show the back of the truck? Do we know it didnyt have a ton of rear end damage?

It states - Do we know? Meaning it asks a question and doesnt state a fact.

Hey pal, where did I sate that it was?? Becuase you are too stupid to read and understand the text, I am on the end of a bash remark from you??

Who ever said I was a salesman?

And old blue was a used car salesman

And

What the F*** does this mean??

Typical, your car is crap, MY used car has been checked out and it is safe and reliable........wtf?

Who's car is crap and who's car was checked out?? Here's a clue, learn how to get your point across. It makes it so much more entertaining for the reader!!

[SRR]

I drive a 08 Ford Ranger regular cab 4 cyl. since day one everyday for a delivery truck. It has NEVER got more than 17 MPG. I like the truck, the seat is comfortable, it runs strong and the AC kicks! The five speed auto in this thing could use some refinements though. The trans doesn't seem to keep up with what the engine is doing. The check engine light just came on. The radio volume has a mind of it's own. 17,000 miles so far. For a truck that costs $18,000 brand new I would say it's pretty good.

[Tom Vaught]

I went to the Norwalk race this week-end. Stayed at a Motel about 55 miles away as no close rooms available by the time I decided to attend the event. The Motel was in Ohio. On a lot of Ohios roads the speed is 55 mph. The Law Enforcement People have no issues writing tickets for 5 over.

Now when I drive to work in Michigan I drive 35 miles and due to the time of day typically roll about 75-80 mph. I get 24.5 to 25.5 mpg on the road a LOT.

So here I am in Ohio driving 55-62 mph in the car with the 6 speed auto trans and I am knocking down 28+ mpg all three days I drove to the track, both ways.

There is definately a "sweet spot" for the F.E. on these vehicles. I have the V-6 engine in my Fusion.

I noticed the same deal with the different 2.3L (4 cylinder) Rangers
I have owned over the years. The mileage is there if you drive the "right roads" at the "right speeds".

Tom Vaught

[Scarebird]

Originally Posted by tripower

Yes, and those who bought the Hyundai Elantra should have a bumper sticker from Korean President Lee Myung-bak saying "Thanks American Taxpayer for keeping our Korean economy going"!

THIS.

[fried boloney]

Originally Posted by GTOnly70

No it won't. Vouchers issued under the Car Allowance Rebate System are NOT considered taxable income. Therefore, you do not need to report the value of the voucher to the government. If you qualified for $4,500, that is your credit, tax free, on your new car purchase.

Try not to believe everything you hear - particularly on looney-tune right wing radio shows...

http://www.keloland.com/NewsDetail6162.cfm?Id=0,89084
Told you so

Looney tune right winger,and damn proud of it

[455Grandville]

Originally Posted by Tom Vaught

250K on a Windstar! BUILT FORD TOUGH!

I traded in a Ranger yesterday with 160K on the odometer and picked up a new Ranger (with the Clunker Bucks) for about the same money. BUILT FORD TOUGH!

Tom Vaught

Disagree on the Windstars 3.8 engine being Ford Tough, that is the biggest POS headgasket eating engine out there. I have several heads in the shop right now from those things. In fact that's the only piss poor engine Ive ran across from Ford, and even hardcore Ford guys I know slam that engine.
The Ford 3.0 V6 although gutless, is a one of Fords best modern engines.

[455Grandville]

Originally Posted by sleepy

This is just another example of government spending OUR money on stuff they should have NOTHING to do with. WHY? To keep the UAW voting and supporting democrats? Remember all the people after the election yelling into the camera: Obama gonna buy me a new car. Obama gonna pay my mortgage?
What will happen next year when so many have a 1 year old car? Re-do the CFC? Go deeper in debt?
Industry in general is in the toilet because people were so far in debt they HAD to stop buying STUFF. Now all of those cars that were paid off (or almost paid off) are gone and the people that bought new ones under this program are deeper in debt.

Absolutely. Similar thing happens when people get their tax returns; they go out and finance a car they can't afford. You should see all the repos dealers have six months later (I know plenty of dealers at the auctions) You may gain a few thousand dollars trading in an old clunker, but that gain is short lived because now you may have put yourself in the hole for $20,000 more. Even a bigger problem if you lose your job next month - will the messiah stop the repo man then ?

[John V.]

Fried Boloney, you are still wrong. The link is about South Dakotans having to pay SALES TAX on the rebate. Here in Florida, the State Dept. of Revenue has ruled that the rebate will NOT be subject to State Sales Tax. Each State decides for themselves about Sales Tax.

At issue is whether the rebate would be subject to FEDERAL Income Tax. It will not. That was EXPLICITLY written into the LAW.

Please don't give all right wing conservatives a bad name by claiming stuff that can't be supported by fact.

Champ, sorry, I missed your Aug. 9 reply to me, I didn't intentionally leave you hanging. I could tell you how ill I have been for the past 6 weeks and counting but I'm not looking for sympathy and I will get better.

I read your response, and kinda figured, I had my say and you've had yours and just let it go.

But I felt compelled to answer a couple of your comments. I'm not sure if you understand the meaning of "ignorant". But if you read what I wrote, I stated you apparently were ignorant about what your truck could sell for. I did not state that you were generally ignorant. You can choose to take offense if you like, but there is a big difference between calling somebody generally ignorant and stating that they are ignorant (ie., lacking in comprehension or knowledge) about a specified thing.

I am ignorant with respect to your level of education for example. And in fact, I admitted I couldn't be sure that you were ignorant about what you could sell your truck for in the real world when I wrote that you were APPARENTLY just as ignorant about the value of your type of truck as others. I based my judgment on the fact that you claimed your truck was in your own words "worth more than $4500.00" which I challenged you to prove. As proof, you presented evidence of what sellers ask for their vehicles. I know for a fact that vehicles normally don't sell for what is asked and made that case. You want to believe that a buyer without a gun to his head will give you upwards of $4500 for your truck, so be it. Since you aren't trying to sell it, it is a moot point.

The other comment I couldn't let slide is your suggestion that I "bilked" my insurer. Bilk (ie, to cheat or defraud) suggests I did something illegal.

Apparently you do not understand that what I paid for the vehicle had NOTHING to do with the settlement that my insurer agreed to after seeing the car and reviewing the evidence. I could have obtained the car for free, it would have made no difference. Or I could have replaced it for half of the settlement or not replaced it at all.

I loved the car so much that I spent months finding a 1 year newer, but much higher mileage example (that I still own today) that I bought from a Dealer for a couple hundred more than what I bought the first for. The insurance co. could care less. Their obligation was to make me whole, less deductible, on the loss of an insured asset.

They offered a settlement (which was already more than I paid). I pointed out that other cars of the same model were being advertised for several hundred more dollars, they sweetened their offer and we settled. Keep in mind, I pay thousands of dollars annually to do biz with this company and have been doing biz with them since 1977. I'm pretty sure they think I'm a pretty good customer. I even told them before we settled that I would rather they find me a suitable replacement car. They laughed and declined.

Now, if I was an ignoramus and had financed my purchase at full retail at a used car dealer (I'll leave it to you to explain how a "new" car dealer sells used cars differently than a "used" car dealer), chances are I would have had to settle for less than I paid, possibly less than I would have still owed. My insurer would not have sought to help me just because I overpaid. By the same token, they didn't penalize me just because I was able to acquire the car for a substantially better price than I would have on any used car dealer lot.

I assure you, I did not cheat them, there was not even a hint of fraud involved. Luckily nobody was hurt in the accident although my insurer did have to pay for a new tree for the City along with the settlement for the car.

You would do well to comprehend how insurance settlements work before accusing somebody of cheating or fraud.

[The Champ]

John

I'll accept the your comment that you weren't calling me personally ignorant if you can accept that your phrasing in your original post could be taken the way I took it. OK?

I'm going to quote a few lines out of your other post to respond to you...

The rest are offered by Dealers that will finance the sale. They command a STEEP premium for doing so. Inherent in the offering price (which only an ignoramus would actually pay) is the knowledge that the vehicle was wholesaled for a fraction of the offering price.

My interpretation of what you were saying was "Buy here, Pay here" dealers - and these type of dealers do charge a STEEP premium for doing so. I agree with you on this.

Now, if I was an ignoramus and had financed my purchase at full retail at a used car dealer (I'll leave it to you to explain how a "new" car dealer sells used cars differently than a "used" car dealer)...

This is where we have a difference of opinion. The "Buy here, Pay here" dealers charge STEEP premiums for buying from them - We agree on this.

But who pays full retail at a "normal" new or used car dealer? I never have - whether I financed it or not?

True, you can't easily replace your truck for $4500 but that is a far cry from the dollars that you could possibly liquidate your truck for.

Your claim was that I couldn't "liquidate" my truck for $4500.00 I agreed with. But you admitted that I couldn't easily replace my truck for that amount either.

Since I'm not trying to liquidate my truck, I think your own words prove that you agree that I may actually be able to SELL my truck for more than $4500.00. I'll give more substantiation to my claim a little later

I've actually bought used vehicles privately. A few years back, I bought a creampuff from the original owner with less than 40K miles for $6000. It had been advertised for $8400 because that was what they were being advertised for (remember, that NEVER has anything to do with what they typically sell for). After getting NO response, he progressively lowered the price until I came along with a REAL cash offer.

FWIW, I've bought plenty of used vehicles. From private parties, new car dealers and used car dealers. I'd list them all here, but it would be a REAL long list.

Anywya, you got a 29% discount from the asking price.

So, take a 29% discount from the 97 Chevy or GMC trucks I had linked with asking prices of $4900 - 10,995 and you end up with a theoretical REAL price of $3500 - 7800, with an average of $5400.

You never ASKED, but my truck happens to have a relatively clean body for it's age, very clean interior, new shocks, new brakes (with new drums and rotors), new starter, new radiator and a complete new factory built long block (provided by the 5 yr/100,000 mile warranty powertrain warranty the used car dealer had already put on the truck before I purchased it) in the last 15,000 miles. The truck still has the balance of the 5yr/100,000 mile powertrain warranty, that is transferable, which will cover the new long block, transmission and differentials for another 2 years.

I feel safe in my assertion that my truck would sell for more than the average.

Based on a fuller understanding of the facts, is my truck "worth" more than $4500?

Did I overpay for my truck when I purchased it in 2006?

I don't think so.

I went from a 1999 Chevy S10 Extd Cab 4WD to a 1999 GMC full size Extd Cab 4x4 for $1100. Both trucks had over 160,000 miles at the time of the transaction.

And one last quote from your last post:

You would do well to comprehend how insurance settlements work before accusing somebody of cheating or fraud.

I fully understand how insurance settlements work - I was a commercial insurance sales specialists for 10 years.

As I may have misunderstood your intent on the "ignorant" comment, I think you misunderstood my "bilking" comment.

My full comment is quoted below:

So, you openly admit to to "bilking" the insurance company?

What you really did was use the same information I used to provide what it would cost to replace your vehicle. Evidently you felt your vehicle was "worth" more than liquidation pricing - and weren't willing to accept that.

I knew you hadn't bilked anyone. I didn't mean to infer you had. I was just trying to point out that we were both using the same source as a guide (not an absolute) value for our vehicles.

[Tennesseestorm]

Around here, I am seeing some very nice 80s-90s cars being traded in on this CFC.

I ranted on another site and someone posted this...

1990 Ford Crown Victoria with 4900 actual miles. Seems as good as new to me.
http://www.youtube.com/watch?v=hbgdw...layer_embedded

On one of our local lots at the Honda dealer is a LIKE NEW 1991 Chevrolet Caprice... gleaming paint, like new interior, etc.... CFC on the window.... sad part is, its twice the car of the 2009 car it was traded in on and you can take that to the bank.