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Old 10-09-2018, 11:54 PM
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1966goat 1966goat is offline
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Default Is a home warranty worth it?

Coming up on 1 year of home ownership! The seller paid for 1 year of a home warranty. So far it's been a bust...
1st use: our HVAC is terrible and wasn't warming the house. Paid $75 for a visit. Guy said our unit is dirty and won't investigate it until its clean. Wants to charge a lot of $$ to clean it. We kicked him out.

2nd use: an outlet stopped working. We replaced it and it didn't work. Had a guy come out ($75 for the visit) and in 10 minutes he says the switch needs to be replaced. We have 2 rocker switches in the panel, he wanted to replace it with an older toggle switch. Wouldn't replace like for like. We went out to Home Depot and bought a rocker switch for $5 to replace it instead.

We are worried that if something big breaks, they'll just replace it with the minimum product, and it has to really DIE before they'll do anything. Is it worth it? Is there a really good company that we should switch to instead? They want to charge us over $600 for the year. The major appliances are getting old.. (HVAC is from 1985 and will need to be replaced soon).

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