Classic car insurance

[panhead59]

My current insurance which is from Hagerty is about to run out. I have a 66 gto and live in Va. So I am insurance hunting just to make sure I am getting the best deal. I'm getting a quote for $325 or so from Hagerty for an agreed value of $35,000. That's with towing with-in 50 miles. Grundy is also in the running with a quote of $287 for the same agreed value of $35,000 and with $250 max for towing. No limit on # of times I may need towing. Otherwise, same coverage's with both companies. Anybody know of any other good companies I should check out, or opinions of these? Thanks

[chrisp]

Try American collectors

[Overkillphil]

I switched from Hagerty to JC Taylor a few years ago and the cost for the same coverage is about half the price. Hagerty kept climbing quite a bit in price over the years and I attribute it mostly to their excessive advertising. I'm not interested in financing corporate advertising budgets. I haven't filed a claim with either so I can't comment on that.

[panhead59]

WOW. 62 views and no opinions/recommendations. I must be on the right track.

[Verdoro 68]

I've had American Collectors for a few years now. No real complaints, except my rate jumped quite a bit from last year (was $175, now $220) agreed value of $30k, no towing since I have AAA.

[gary bennett]

try american collectors.

[blue67gtoragtop]

I don't know anything about Grundy as I have used Hagerty for 8-10 years with no issues. I had one claim when a car rolled into a tree...no deductible and no hassle. I've been pleased with them so far.

[rexs73gto]

Hi , I got a quote from a CO. awhile back & don't have the name of the CO. but I do have the name of the INS. agency it goes through & the name of the agent. They quoted my a good price with a payment plan too. (monthly) The agents name is Tamra Petro at MK ins. the phone number is 1-866-695-2774, when I talked with them they had a very good policy but mine hasn't run out yet , but I think I will switch when I run out of my current policy. Try them I think you'll be ok there. This came from another member on this site.

[mechanickeith]

I have coverage on my 65 GP as a rider on my daily driver car, Agreed value of 15K, full coverage with no limits on mileage or when/how I can drive it. Its full coverage, 250 deductible, glass, towing, roadside, everything. Cost is 104 every 6 months. I have State Farm.

[Young Pontiac Guy]

You could also try Heacock Insurance.
When Hagerty raised my rates with the answer of "people in your age group went up" and "that year car rates went up", I was able to get insurance with similar coverage for $200 less for the year.

[njsteve]

MK Insurance. I switched to them years ago from Hagerty who kept raising my rates. They are wonderful. I have also had several claims over the years (2 for glass, one for a door ding where they paid to repaint half the car to make sure the paint was properly matched) and their claims service was super.

You also get a discount as a car club member - the PY forum does qualify. (they are a sponsor of the Yenko.net site.

http://www.mkinsuranceagency.com/

call and ask for Tamra. She runs the program for MK.

Tell her NJSteve sent you (and no, I don't get a commission - after all the referrals I have sent her way over the years she did promise me a beer, though)


http://www.yenko.net/ubbthreads/ubbthreads.php

[grivera]

Try American Collectors. I pay 198 a year with similar towing as your Haggerty but my agreed value is 20k- not sure what it would be at 35k. Many satisfied customers with AC...

[68ragtop]

I know, Older thread but still relevant....

I have had American collectors insurance & my rates also have crept up. Originally I was told that it was because the car was becoming worth more so they were automatically upping the coverage & the policy costs. At the time I had several cars insured for about 10K each. probably the correct value 10-14 years ago. Yes, they are worth more than that now, but I have no intension of selling them, so in the unlikely event that something would happen at least I would have 10K of coverage. I wish there were rates on collector cars when there are say 5+ cars to be insured & maybe the agreement is 100 miles a year. I know that sounds silly but I am lucky if I put 100 miles on in 5 years :(