I truely hate it for you!
As a insurance adjuster (please don't hold it against me) I'll reitterate what Goatless said. If the idiot's carrier is a "regular" insurance company, they will not have any idea how to handle the repairs and/or value of your car. You can try to educate them, but it may take some extra time, patience and headaches on your part. It is not impossible.
If you have classic insurance and want to avoid the headaches, you will probably want to let them handle it and go after (subrogate) against idiot's carrier.
I'm not trying to bash the unknowledgeable in my industry, but giving a realistic perspective.
Good luck!
Wayne
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