I have American Collectors Ins. on my two GTO's. Four yrs. ago I made a claim on the 65 . I had a headliner the was ruined by mice(2 holes). Called them , they said just get get it replaced and submit bill ($453). I had check in hand a week later. The GTO's are insured for agreed value. You will need to get a appraisal on them. You can increase the value over the yrs without getting another appraisal. Hope this helps.
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