[Supertacks]

Originally Posted by Judge not

Here is a link. http://www.usatoday.com/money/perfi/...mortgage_x.htm

Google your question, a bunch of pro and con articles come up. It looks like it works either way. I know I wouldn't take the hit twice on my 401k though. Penalties and lost earning potential. What if the real estate market tanks and your house is worthless? Or a toxic spill or a landfill opens.....? Know what i mean?Here is another link... http://money.cnn.com/2002/04/23/pf/yourhome/q_payearly/

Right now the market is pretty volatile. You can't really say lost earning potential without mentioning the possibility of market crash. My portfolio could be worthless and I would still have the reponsibility of my mortgage. Even if housing crashes, my house still serves a purpose as my family has a nice roof over their head. Doesn't really matter if it isnlt worth much. And on the flip side when the kids move away, the house becomes a pretty nice asset should wifey and I decide to downsize.

As for talking to my fincial advisor, that's why I titled it unconventional thinking. Of course he is going to advise against this. Aside from his commision check I totally understand why he would say not to do this.