I paid my first house off and it felt great. I'm watching a friend try to keep up with the Jones' and is buried so deeply in debt, it scares me. You get used to it seems--and then again you don't.
We ended up taking an equity loan to buy a second house to remodel. When it got down to a certain level, I surfed it to a credit card with a lower interest.
Our current house is the one that's 16 yrs out in a conservatively aggressive pay off schedule. We could liquidate some stuff if needed and get back to zero (assuming those things still have value). It's a risk I'm taking, and feel very much like you feel right now about.
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