I can just add that I too have an invoice number beginning with a "K" on my car billing history card with no F.D.H or holdback amount.
That would be in line with the theory that Zone 40 would be a general export code with the second part of the code defining which dealer made the sale and to what location the car should be shipped from the factory. This is probably in many cases a location in the U.S (as it was for my car) and there will be no way to tell from the car billing history card what the final destination would have been.
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