[Formula8]

I am in the insurance claims industry and after a lot of research, I chose Haggerty. I was pretty much a toss up between Grundy and Haggerty but Haggerty's policy with using the car to drive to work etc seemed more liberal than Grundy's. Neither want the car to be used as a daily driver but when I called Haggerty's claim department and spoke to a supervisor there, he said they had no exclusion for such use so a loss would likely be covered. My issue is I work with some gear heads and I would like to take my car to work every once in a blue moon. Haggerty said it would be more of an underwriting issue for them rather than a basis for denial of coverage. I was able to completely apply online as well. I have a $100K liability policy (I checked my personal auto policy and since I carry higher liability limits that I got from Haggerty, my personal policy applies as excess) and agreed value of $25,000, no deductible. I added trip interuption and under restoration coverage. My rate is $310/year.