When we moved to So. Cal in '87 we opened an account with Security Pacific which was a good bank in my opinion. In the early to mid-90s they were absorbed by BofA. When we moved back to Texas in 2001 we kept BofA but then one after another we had bad experiences with them, including which every time I went in to see if I could have this or that done they couldn't do it no matter what it was. We switched to a local credit union and they are happy to do anything and everything and we've had no problems of any kind with them.
BofA got waaaay too big and became a bureaucracy. Congress screwed up banking when they allowed these institutions to go nationwide.
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