I know B of A is corporate Satan, but..... over two years ago when I called and said I was going bankrupt if they didn't work with me, they DID! Put me in touch with a non profit credit counseling service who they assured was 100% legit (they are) and B of A thereafter agreed to lowering my loan % to 2% (nothing almost). If not for B of A I would have went bankrupt, now I am halfway to being debt free. I felt obligated to post the other side also.
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72 Bird
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