when you file, you can have exclusions...if you dont want your wife to file talk to the lawyer and see if you can assume the debt...her credit has a bearing on your credit..
if he's really, and i mean really in trouble..thats what its there for..if he want a lifestyle change, he should buckle down and do the right thing...no school loans can be included in the bankruptcy
in a year he'll have better credit than he does now...it will follow him, but its not a big deal anymore..because he cant file again, and creditors know it...its a last resort thing, but..if he really needs to..id support him, if he was my son
whats his wife walking away with? is she in debt too? will she file? lots of questions, and you should really talk to an attorney...a good one, not those 199.95 file guys...
__________________
Mark..
The Goat whisperer
"I spent a lot of my money on booze, crazy women, and fast cars. The rest I just squandered."
Last edited by marxjunk; 02-03-2014 at 09:34 PM.
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