Quote:
Originally Posted by fiedlerh
There can be hidden damage. Contact insurance for guidance.
Our area had a lightning strike a few years ago that turned an 8" dia. tree into kindling. A house 200 ft away had all sorts of strange electrical issues including a battery operated wall clock that started running backwards. 
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Surprisingly enough, no guidance from them as a source of replacing anything. State farm which holds my home owners insurance told me that since lighting didnt strike my house, there's nothing they would cover.