I've been in some discussions about theft lately on other forums. I'd personally be glad to have a couple grand worth of damage rather than lose the whole car.
I keep a lot of cars and don't care about most of them being gone if I got a pay out from my insurance company. My 67 Firebird on the other hand is my baby and I don't know what I'd do if it was ever gone completely.
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67 Firebird http://www.pro-touring.com/showthrea...ird&highlight=
68 Firebird, 69 Firebird, 79 TATA, 89 GTA LS1 t56 swap, 01 WS6 6 speed
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