Yes. But the hard costs are a constant. Ie even with a issue you don't replace everything. And this is the do it yourself cheap version. Just dop it off at a well know builder and you will spend "tons" more. Guaranteed.
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EHTTFMF!

Being dead, it is not hard on you. You don't even know you're dead. It is hard on everyone else that is not dead.
BEING STUPID WORKS THE SAME WAY! The rest of us suffer.
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