any settlement on any debt shows up on your credit report as a settlement...
i agree with above..sell some stuff pay off the debt you acquired and start fresh..im sure any attorney's first piece of advice was to pay it off...if you have the means..then its over and done..
bankruptcy isnt pick and choose..its a last attempt to start over when there are no other choices..
my buddy has drug out a similar scenario for years...and you can see it in his face etc..its really taken a toll on his life..if he would have just surrendered to it all and moved on, in 6 months he would have been able to get past it
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Mark..
The Goat whisperer
"I spent a lot of my money on booze, crazy women, and fast cars. The rest I just squandered."
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