Mark S,
Is the caliper bracket you refer to the same as some of the asian cars that have 'floating' pins that are encased in grease? Those are known to dry out and get seized. They will drag, but mostly cause rapid premature pad wear.
Don't know but the owner would notice difficulty getting new pads to fit in some cases, though.
I once had an experience with an '86 Chrysler FWD that all four wheels bound up from a miss adjusted rod in the power booster. That took me a couple of days to figure out.
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