I decided a few years ago and ramp it up. I took another part time job with the city I live in. Then, two years ago made me full time with benefits. Therefore, I cast off debt with a future pension. Then, my other full time self employed business started to take off after the pandemic started. Been essential and people are remodeling, building, and at 61 next week. Rather work and retire at my terms. That’s just me.
Hope retirement brings you joy and fulfillment!
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Mike/Illinois
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