^^^ this....... My wife has a supplemental policy (Medigap) to cover the Part B remainder. As mentioned she also has a drug plan (Part D) to cover medication.
She has Rheumetoid Arthritis and is on Enbrel, a tier 5 drug, (the highest expense)......... without a drug plan, the Medicare website claims the drug would cost 80K a year! With a drug plan, it's approx. 6K.
George
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"...out to my ol'55, I pulled away slowly, feeling so holy, god knows i was feeling alive"....written by Tom Wait from the Eagles' Live From The Forum
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