Congrats! I retired at 55 after 30+ years at a very stressful job. As mentioned by many, the cost of healthcare was an eye opener. I knew it would be a factor and I budgeted for it before I retired. I've been on Obamacare the whole time (I'm now 61). Even though my wife and I's retirement income is above the maximum allowed, I still get a reduced premium (my wife has been on Medicare for a year now) due to the law since 2021 (and through 2025) that the most you have to pay for marketplace coverage premiums is 8.5% of your monthly income for the benchmark Silver plan. I'm on a Bronze plan so it's cheaper, but it's still not a small amount, but I'm thankful I'm not paying full premiums for it if I weren't using the Marketplace! No way would I have been able to afford to be retired. Anyway, look into the Marketplace is my suggestion.
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