I have the gas version 425 with 54 inch deck as well as an older 420 with the 60 inch deck.
You will absolutely love the mower.
I asked my local salesman about the loader, and he told me the loader is basically a toy.
As far as price, don't know.
Jon
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"Good carburetion is fuelish hot air". 
"The most expensive carburetor is the wrong one given to you by your neighbor".
If you truly believe that "one size fits all" try walking a mile in your spouse's shoes!
Owner of The Carburetor Shop, LLC (of Missouri).
Current caretaker of the remains of Stromberg Caburetor, and custodian of the existing Carter and Kingston carburetor drawings.
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