[Skidmark]

Funny this comes up after I cancelled my state farm insurance after 38 yrs of being a customer. My issue was that they raised my car insurance twice in the last 12 months. I had 3 cars insured, but no homeowners included. All cars had full coverage. I was paying 120.00 monthly, it went up to 140.00 a few months back. I called to ask why. Got no answer( which has also been an issue). Finally talked to local agent and was told all the texting people do while driving these days was the reason. More accidents, but not by me. I have had no claims ever in at least 30 years. Then they raised the price again 3 weeks ago to 156.00 monthly.

I called GEICO I now pay 98.00 monthly and raised the limits from 50/100, 50. To 100/200 100. So much better coverage.

Honestly I don't think bundling policies saves money. Even if it does, probably only a few bucks. It's definitely more favorable for the company not the customer. If I had had mine bundled at state farm, I would have had to find new home owners too. Another hassle.

Ironically, in my case I still pay 156.00 if broken down monthly, but I added a new to me Pontiac that's covered for 40k with hagerty plus i pay an extra 20.00 a year to have the car returned to me if ever totalled. So 4 cars total including 2 classics. 3 full coverage 1 liability. 156 x 12 = 1872.00 yearly. I can live with that.

It seems as though some of the bigger insurance companies are trying to get out of vehicle insuring and focusing more on selling investment products. Less risky.