Quote:
Originally Posted by TAKerry
Sorry to hear of the loss. I suffered the same fate a few years ago. But yes good advice. My insurance agent told me to take lots of pictures. Afterwards he said to go through my house and do the same take 4 or 5 shots in every room, there is no way one can remember all they had. In my case I had double coverage with my commercial policy and my homeowners policy. My loss far exceeded the coverage so I only had to fight a little for a settlement. I am sure you (the OP) know but I was able to claim all of my loose car parts as personal property on my insurance. Anything on the car and the car itself (TATA) was not covered as it needed its own auto policy. Also, again I am sure you are aware but you will have quite awhile, I think it was at least a year in my case before they closed it. Meaning if you think of stuff 2 months from now you should still be able to claim it.
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Thanks All,
I kind of figured if it had a vin and was insurable like my atv i would be not covered unless it has its own policy. . I had all my loose car parts in there and liked t take pics of my stuff so im hopeful. I asked for an adjuster that understood classic cars/parts with no response. I mean, the Butchers Special engine with efi and SD 325E heads and a torqstorm supercharger I had north of 20k in parts. I saved all the burned relics in case they dispute.