The Office 2024 was the one time purchase I mentioned in the original post. I am OK with the dollar amount, but when I read the reviews, it sounded like you only got one shot at downloading it. If you have to re-load software at some point down the road (for example a bad hard drive or if I were to wipe the computer and reinstall Windows), you must buy the software again. Some reviews stated the download failed and they were charged anyway.
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