Quote:
Originally Posted by OG68
I worked for the railroad for 9 1/2 years and paid into RR Retirement which superceded Social Security. At the time I was paying 11% a pay period. After a series of layoffs I finally resigned and went to work for a mass transit company.
At the time you had to have ten years of RR service to become vested in RR retirement. Since I never returned to the railroad and never became vested, all my RR retirement funds and time served were transferred to Social Security.
|
You were more fortunate than many!
My wife worked for the state for a few years. Similar to you, she left before being fully vested in the state's retirement system. She did not have that time credited to either the state's full retirement nor to her SS. She kept her contributions in the state's account but the time credit was lost to the wind.
Railroad employees seem to have secured a lot of benefits unique to that industry - probably for good reason.