Quote:
Originally Posted by necdb3
All this would not be an issue if employees had to buy their own insurance. The government should NEVER get involved in any insurance issues, whether it SS, SSDI, Healthcare, or anything of the sort.
It's to easy for anyone to take advantage of these systems. An insurance company has enough problems on there own fighting and catching fraud, but fraud runs rampant in government programs.
If you had disability insurance on your own, being able to collect for the rest of your life would be minimized greatly
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Not true. I carried LTD (long term disability) insurance my ENTIRE working career. With most policies, your benefits end after two years. The insurance company then pushes you off into the federal system (SSDI). In my case, I had to leave work short of my new LTD policy taking effect. If you call THREE YEARS of fighting EVERY DAY "easy", be my guest.