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#12
02-26-2008, 11:10 AM
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Although 98k minus 45k sounds good, the equation is missing the growth potential that the retirement investments will bring over time.
A 5.35% mortgage is a bargain. I spent a lot of years paying off my mortgage that was 9.75% and we made it through. Be patient. For a regular family (not independently wealthy) a home usually takes years to pay off. I would never draw down an IRA or 401k to pay down a mortgage. Nor would I borrow against them.
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