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Old 02-03-2014, 08:54 PM
marxjunk marxjunk is offline
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Join Date: Sep 2005
Location: KANSAS CITY KANSAS.....
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when you file, you can have exclusions...if you dont want your wife to file talk to the lawyer and see if you can assume the debt...her credit has a bearing on your credit..

if he's really, and i mean really in trouble..thats what its there for..if he want a lifestyle change, he should buckle down and do the right thing...no school loans can be included in the bankruptcy

in a year he'll have better credit than he does now...it will follow him, but its not a big deal anymore..because he cant file again, and creditors know it...its a last resort thing, but..if he really needs to..id support him, if he was my son

whats his wife walking away with? is she in debt too? will she file? lots of questions, and you should really talk to an attorney...a good one, not those 199.95 file guys...

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Last edited by marxjunk; 02-03-2014 at 09:34 PM.
 


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