I offer this simple example- Imagine a world where a person plunks down $50,000 for nice 1964 GTO, but as they try to sell it 3 years later, an informed buyer tells them that it actually started life as a Lemans, and the value is significantly decreased because of that.
PHS, like it or not, is cheap insurance especially for those early cars where vin number is not indicative of model. It also comes into play for actual options vs added options if that is important to someone.
Like anything else though, we have the choice to use or not use. $100 doesn't get much anymore. Not a set of factory rubber floor mats, maybe a pair of windshield wipers with new refills? or two belts and two radiator hoses?
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