[Sirrotica]

Originally Posted by Greg Reid

In my opinion, no one should keep the same insurance company for that long without shopping around. My wife and I recently reduced our car and home insurance costs drastically when we saw how much it had risen over the last 25 years. It just creeps up. We went from Geico to Farm Bureau for home and auto. Same coverage for one third the cost!

I agree wholeheartedly with this, I had Liberty Mutual for 50 years on my cars, and home. About 3 years ago I bought a older 1995 3500 HD truck, but they wouldn't insure it because the GVW was higher than a conventional 3500, which I also owned, and they insured it for over 10 years. I said what am I supposed to do about insuring it? They said their suggestion was I shop another insurance carrier for the truck. Well I took their suggestion, and talked to a independant insurance agent, he had no qualms about insuring the 3500 HD for me. He also suggested he could look over all my insurance, home, and auto, to see if he could save me some money. He was tons lower on car, and home owners, so Liberty Mutual was the one that suggested I shop elsewhere, and I was glad I took their suggestion........

Because my new home is in an agricultural area, and still has a barn, and a corn crib on site, he was able to insure me on a farm/agricultural type policy. Told me it would be simple, and cheap, to add on extra vehicles because insurance companies that provide this type of insurance know that you can only drive one at a time, so the annual addition for the 3500HD was just over $100 a year for liability on it. It's a much better way to insure all the extra vehicles I own on the agricultural type policy. I told him we don't farm anything, he told me it wasn't a problem, no need to prove you're running a farm. Thanks Liberty Mutual !!!!, you saved me thousands of dollars............