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#1
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im a loan officer and i second the 1 week count, possibly less if you get a local loan officer who really wants to move it quick (you put some heat on him). provided your credit/taxes/appraisal is in order it shouldnt be a problem, also you can get loans up to 125% of the value of the house so your limited time there wont be too big of an issue, but the farther you step out of the banks comfort zone the more your obviously gonna have to pay interest/closing costs and misc fees.
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