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  #1  
Old 09-06-2013, 06:17 PM
Don Chapman Don Chapman is offline
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Default Do I need an attorney when closing on house?

We are the purchasers, do we really need an attorney? We are buying through a realtor. I have not bought a house in 20 years we had one on our 1st house but he did not seem to do anything except show up at the closing. I could see if it was a private sale for sure. Your thoughts please.

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  #2  
Old 09-06-2013, 07:29 PM
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NO for PA.

Only in NJ is that typical.

  #3  
Old 09-06-2013, 08:37 PM
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If everyone else looks really honest, nah.

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Old 09-06-2013, 08:43 PM
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Sold a few new built homes. Never a realtor (worthless) and no attorneys were involved.

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Old 09-07-2013, 09:14 PM
carcrazy carcrazy is offline
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While the rules vary from state to state, I would NEVER consider purchasing a house without an attorney. While things are usually straight forward, there are a myriad of potential pitfalls that can cost you a small fortune. If one happens to you, you'll certainly wish you spent the 400 or so it costs for a lawyer!

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Old 09-07-2013, 11:20 PM
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You are buying through a realtor,but you didn't say if he/she is the listing agent or yours.
I would ALWAYS want somebody looking out for my best interest in a major transaction. If it is the sellers realtor,I would hire a realtor or lawyer of my own to go over the paperwork.
If the realtor was working for you,and not the seller,then I don't think a lawyer is needed.

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Last edited by 67drake; 09-07-2013 at 11:28 PM.
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Old 09-07-2013, 11:42 PM
Johnnygoose Johnnygoose is offline
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There's two issues that I can think of. The title should be reviewed by an attorney and the survey should be reviewed by an attorney.

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Old 09-08-2013, 12:45 AM
Don Chapman Don Chapman is offline
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Its my agent. She is a friend of my sister in laws and her and her husband are both real estate agents and have there own realty company. She is not the listing agent of the house we are purchasing.

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  #9  
Old 09-08-2013, 01:08 AM
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You need a title search! Have an attorney!

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  #10  
Old 09-08-2013, 04:51 AM
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In California it would be completely unnecessary. Ask around among people you know and trust in your state for advice and a referral if needed.

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  #11  
Old 09-08-2013, 09:23 AM
Old Blue 66 Old Blue 66 is offline
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I would not go to a closing without an attorney in IL. Your realtor is trained to sell houses not know the ins and outs of the legal paperwork. Many realtors just show up at the closing to collect a check. They don't have your back if you are in need.

If something goes wrong at the closing, they are there to advise you what to do. The closing companies aren't perfect and they do make mistakes. Spend the $400 for piece of mind.

Many people get confused when buying a house with the relationship they have with their realtor. Common mistakes are - "My realtor said I should use this mortgage company" BS. Use the company you like. The realtor is on the hook with whom ever they suggest you use. It could even be a lawyer or an inspector.

At the closing of our current house a couple of years ago, something small came up that needed attention. Cant remember what it was but it could have been a big problem if our lawyer wasn't there to say "ok, we'll just do this" and everything was ok.


Last edited by Old Blue 66; 09-08-2013 at 09:33 AM.
  #12  
Old 09-09-2013, 12:56 PM
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Quote:
Originally Posted by Don Chapman View Post
Its my agent. She is a friend of my sister in laws and her and her husband are both real estate agents and have there own realty company. She is not the listing agent of the house we are purchasing.
Well, friends of releatives that are realestate agents is not a wise thng to do. Causes too many problems with relatives if you get the shaft.

Attorney is almost always the best thing to have with you. Title search and survey are 2 things for them. Plus any problems at closing on things that were not fixed or straightened out they will take care of for you.

We bought a home in NY on a 'land contract' and then sold it on our own. Not required but we had an attorney both time and it saved our butts.... especially on the land contract. The owner we bought it from was a thief, but he did get to do to us what he'd done to others. The attorney saw to that.

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  #13  
Old 09-09-2013, 12:48 PM
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x2 for the purchaser (you) getting title insurance.

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