[David Jones]

I’d be straight up with them. You’ll lose if things get crappy. If Hagerty won’t cover it, there are other reputable companies that will. I’d bet they’ll cover it.

[Mike Fowke]

Ditto. Hagerty covers mine. They'll cover it, but rates are a little higher for modified cars.

[grandam1979]

So when you say cover it you mean for theft right? If you blow it up that’s not covered I don’t think anyway.

[punkin]

Originally Posted by grandam1979

So when you say cover it you mean for theft right? If you blow it up that’s not covered I don’t think anyway.

Oh sure, I understand/expect that. I'm reflecting back on when I was young, I had a 65 Ford...its started out as a rather rough car but I put a bit of work and money into it and then was hit head on by a drunk driver. They totaled the car at something around $1000. The refreshed motor and trans were worth far more than that. This was through a different insurance company back then.

I my concern would be that the car is stolen or severely damaged in some way and they give me the blue book value or something like that.

I've read the other responses here. I'll give the insurance company a call. I wasn't sure if I should stay away from the conversation that the car has been modified or not. I was a little concerned that they might simply drop me when they find out it's a performance resto-mod rather than an all-factory vintage vehicle.

I thank you all for your responses.